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The late-summer market is active—
Capitalize on refreshed inventory, motivated buyers!
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Dear Friends and Neighbors,
As summer begins to wind down, August brings the perfect window to jump into the market before fall routines take over. With motivated buyers, refreshed inventory, and plenty of sunny days left, it’s a great time to make a move.
Whether you're dreaming of a new address or considering listing your current home, there’s still time to capitalize on the energy of the season. The market remains active, and smart decisions now can set you up for a strong finish to the year.
Let’s turn late summer into your launchpad—because in real estate, timing is everything!
With appreciation,
Ethel and Bryan
www.ManlyBunsGroup.com
[email protected]
Call Ethel at 727-260-1733
Call Bryan at 727-641-2419
P.S. Don't miss a thing—click the link at the end to view the full email in your browser!
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Pinellas County Market Trends
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More Listings. More Buyers. More Leverage!
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🔥 June was a game-changer for Pinellas real estate—here’s why buyers and sellers should pay attention:
✔️ More closed sales
✔️ More cash deals
✔️ A 23% spike in active listings
👀 Buyers: More inventory = more choices, less competition. NOW is the time to make your move!
💰 Sellers: Increased activity and cash buyers mean motivated offers—if you price and prep right.
Timing is 🔑—and strategy is EVERYTHING. That’s where we come in.
🎯 Book your FREE consultation now at https://manlybunsgroup.com.
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Smith Lending Mortgage Rate Update
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📈 What’s Changed?
30-Year Conventional Loans rose from 6.625% → 6.750% (+0.125%)
30-Year FHA Loans rose from 6.000% → 6.125% (+0.125%)
30-Year VA Loans held steady at 6.125%
💡 What This Means for Buyers:
Mortgage rates inched up slightly over the past month, especially for conventional and FHA loans. While still historically moderate, these increases can affect monthly payments and long-term affordability. Buyers should act sooner than later to lock in a lower rate, especially while inventory is high and down payment assistance programs like 1% down options are available.
Now is still a great time to buy—but timing and preparation are key!
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💥 1% Down, $7K Grant & No PMI? Yes, It's Real—Here's How to Qualify!
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If you’ve been sitting on the fence about buying a home, we totally get it—timing is everything. But here’s some good news: right now, the market is packed with inventory across the Tampa Bay area, giving you more choices than we’ve seen in months. Even better? There are multiple lending programs available to help make that home more affordable than you might think.
💥 Programs like 1% down financing, 3% down conventional loans, and first-time buyer incentives are making it easier than ever to get started. One of our favorites? A new 1% down program with a 2% lender-paid grant (forgivable up to $7,000)—plus no mortgage insurance required! That’s a win for your wallet AND your future.
If you're curious what you might qualify for—or just want to explore your options with zero pressure—reach out to the Manly & Buns Group today. We’ll walk you through the programs, connect you with trusted lenders, and help you decide if now is the right time to make a move.
📲 Ready to talk? Hit reply or visit manlyandbuns.com to schedule a quick buyer consult.
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Things to do This August!
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Brad Paisley at the The BayCare Sound
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"Brad Paisley with Walker Hayes and Alexandra Kay Sun Aug 3 at 6:00pm · The Baycare Sound at Coachman Park, Clearwater, FL."
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"Bolts Brew Fest, the fan-favorite craft beer event hosted by the Tampa Bay Lightning, is back for another epic evening inside AMALIE Arena! Guests will have the opportunity to enjoy unlimited samples from over 100 local and national breweries while exploring the concourse filled with oversized games, interactive photo opportunities, and more."
Learn more
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"Explore the colorful quirkiness of Gulfport at the annual GeckoFest on August 30, 2025. Browse great art, listen to live music, check out fun street performers and enjoy food and drinks. This event is typically scheduled from 10 a.m. to 10 p.m. along Beach Boulevard."
Learn more
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👇 Tap the links below to discover more can’t-miss events and make the most of this summer!
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Back-to-School in Tampa Bay!
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Florida’s Back-to-School Sales Tax Holiday Is On!
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Florida shoppers can enjoy a full month of tax-free savings on essentials like clothing, school supplies, learning aids, and even personal computers. This is the perfect time to stock up for the school year—tax-free!
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Pinellas & Hillsborough School Calendar
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The Nolen, a 23-story condo tower in downtown
St. Pete, opens to residents
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"Despite or because of their simplicity, tomato sandwiches are ripe for customization. For devotees, the general concept — juicy tomato slices seasoned with salt and pepper and stuffed between mayo-spread bread — becomes a canvas for individual preferences and evolving tastes." Read more.
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$27 million penthouse sale at Waldorf Astoria Residences in downtown St. Pete shatters Tampa Bay condo record
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"A local business leader has purchased a two-story penthouse atop the planned 50-story Waldorf Astoria Residences tower in downtown St. Petersburg for $27 million." Read more.
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Lifestyle Tips and Tricks
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How Chefs Upgrade a Summer Tomato Sandwich
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"Despite or because of their simplicity, tomato sandwiches are ripe for customization. For devotees, the general concept — juicy tomato slices seasoned with salt and pepper and stuffed between mayo-spread bread — becomes a canvas for individual preferences and evolving tastes."
Courtesy of Food & Wine
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20 (Almost!) Free Updates for the Bedroom
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"Don't let a modest budget stand between you and the bedroom of your dreams. Breathe new life into your boudoir with these budget-friendly projects and ideas."
Courtesy of HGTV
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6 Home Exterior Mistakes That Designers Want
You to Quit Making
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🌀 Hurricane Prep: Stay Safe this Storm Season
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"Your plan should include everyone in your family—adults, children, people with special needs and pets. You can also include your neighbors, friends or extended family in your plan. If you are interested in helping others prepare for and recover from a disaster, visit our Get Involved page."
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Under Contract in Holiday Park!
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🏡 Hot on the Market: Explore Our Latest Featured Listings!
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MEET US IN JUNGLE TERRACE FOR AN OPEN HOUSE! 🎉
Sunday, August 3rd from 1-3 PM
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4 BD 3 BA 2316 SF $799,000 ⬇️ PRICE ENHANCEMENT
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3958 SF $1,377,000 | Commercial Property
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902 Marco Drive Northeast
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4 BD 4 BA 3065 SF $1,135,000 ⬇️ PRICE ENHANCEMENT
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3 BD 2 BA 1068 SF $359,000
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Compass is a licensed real estate broker. All material is intended for informational purposes only and is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. No statement is made as to the accuracy of any description or measurements (including square footage). This is not intended to solicit property already listed. No financial or legal advice provided. Equal Housing Opportunity. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.
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